function MM_swapImgRestore() { //v3.0
  var i,x,a=document.MM_sr; for(i=0;a&&i<a.length&&(x=a[i])&&x.oSrc;i++) x.src=x.oSrc;
}

function MM_preloadImages() { //v3.0
  var d=document; if(d.images){ if(!d.MM_p) d.MM_p=new Array();
    var i,j=d.MM_p.length,a=MM_preloadImages.arguments; for(i=0; i<a.length; i++)
    if (a[i].indexOf("#")!=0){ d.MM_p[j]=new Image; d.MM_p[j++].src=a[i];}}
}

function MM_findObj(n, d) { //v4.01
  var p,i,x;  if(!d) d=document; if((p=n.indexOf("?"))>0&&parent.frames.length) {
    d=parent.frames[n.substring(p+1)].document; n=n.substring(0,p);}
  if(!(x=d[n])&&d.all) x=d.all[n]; for (i=0;!x&&i<d.forms.length;i++) x=d.forms[i][n];
  for(i=0;!x&&d.layers&&i<d.layers.length;i++) x=MM_findObj(n,d.layers[i].document);
  if(!x && d.getElementById) x=d.getElementById(n); return x;
}

function MM_swapImage() { //v3.0
  var i,j=0,x,a=MM_swapImage.arguments; document.MM_sr=new Array; for(i=0;i<(a.length-2);i+=3)
   if ((x=MM_findObj(a[i]))!=null){document.MM_sr[j++]=x; if(!x.oSrc) x.oSrc=x.src; x.src=a[i+2];}
}

    function highlight(element) 
    {

        element.focus();
        element.style.backgroundColor='EBF7FE'; 
    }
	
    function isFilled(element) 
    {
        if(element.value == "" || element.value == null)
        {
        element.focus();
        element.style.backgroundColor='EBF7FE'; 
        return false;
        }
        else 
        {
        element.style.backgroundColor='FFFFFF'; 
        return true;
        }
    }
    function isFilledOpt(element) 
    {
        if(element.value == "" || element.value == null)
        {
        element.focus();
        element.style.backgroundColor='FFFFFF'; 
        return false;
        }
        else 
        {
        element.style.backgroundColor='FFFFFF'; 
        return true;
        }
    }
    
     function isFilledCheckbox(element) 
     {
        if (element.options[element.options.selectedIndex].value == "" || element.options[element.options.selectedIndex].value == null)
        {
        element.focus();
        element.style.backgroundColor='EBF7FE'; 
        return false;
        }
        else 
        {
        element.style.backgroundColor='FFFFFF'; 
        return true;
        }
     }
    
    function isNumeric(element) 
    {
        if(element.value == "" || element.value == null || isNaN(element.value))
        {
        element.focus();
        element.style.backgroundColor='EBF7FE'; 
        return false;
        }
        else 
        {
        element.style.backgroundColor='FFFFFF'; 
        return true;
        }
    }
    
    function isPhone(a,b,c,d)
    {
        var areacode = a.value;
        var part1 = b.value;
        var part2 = c.value;
        var req = d;
        var ac_list = "204,211,222,226,242,246,250,264,268,284,289,306,311,333,340,345,403,411,416,418,438,441,444,450,456,506,511,514,519,543,555,600,604,611,613,647,649,654,664,666,670,671,680,684,700,705,709,710,711,758,767,777,778,784,807,809,811,819,867,868,869,876,900,902,905,911,976,999,456,789,987,876";
        
        //alert("req=" + req + "\nsearch=" + ac_list.search(areacode));
        if ( req == 1 )
        {
            if ( isNaN(areacode) || areacode == '' || areacode.substring(0,1) == '0' || areacode.substring(0,1) == '1' || ac_list.search(areacode) >= 0)
            {
            highlight(a);
            alert("You must enter a valid area code");
            return false;
            }
            
            if( isNaN(part1) || part1 == '' || part1.length != 3 || isNaN(part2) || part2 == '' || part2.length != 4 || part1 == '555' || part1.substring(0,1) == '0' || part1.substring(0,1) == '1' )
            {
            highlight(c);
            highlight(b);
            alert("You must enter a valid phone number");
            return false;
            }
        }
        else
        {
            if ( areacode.substring(0,1) == '0' || areacode.substring(0,1) == '1' || ac_list.search(areacode) >= 0)
            {
            highlight(a);
            alert("You must enter a valid area code");
            return false;

            }
            
            if( part1 == '555' || part1.substring(0,1) == '0' || part1.substring(0,1) == '1' )
            {
            highlight(c);
            highlight(b);
            alert("You must enter a valid phone number");
            return false;
            }
        }

        return true;
    }
	
    function isSelected(element) 
    {
        if (element.options[element.options.selectedIndex].value == "" || element.options[element.options.selectedIndex].value == null)
        {
        element.focus();
        element.style.backgroundColor='EBF7FE'; 
        return false;
        }
        else 
        {
        element.style.backgroundColor='FFFFFF'; 
        return true;
        }
    }
    
	function isValid(form) {
              
		if ( isSelected(form.UnsecureDebt) ==  false )
            {
            alert("How much unsecured debt do you have?")
            return false;
            }
         if ( isFilled(form.FirstName) == false ) 
            {        
            alert("What is your first name?");
            return false;
            }
         if ( isFilled(form.LastName) == false ) 
            {        
            alert("What is your last name?");
            return false;
            }
		 if ( !(isFilled(form.Email)))
            {
            alert("What is your email address?");
            return false;
            }
		    var field = form.Email; // email field
            var str = field.value; // email string	
		    var reg1 = /(@.*@)|(\.\.)|(@\.)|(\.@)|(^\.)/; // not valid
            var reg2 = /^[a-zA-Z0-9][\w\.-]*[a-zA-Z0-9]@[a-zA-Z0-9][\w\.-]*[a-zA-Z0-9]\.[a-zA-Z][a-zA-Z\.]*[a-zA-Z]$/; // valid
  		    if (!reg1.test(str) && reg2.test(str)) { // if syntax is valid
			} else {
				highlight(form.Email);
				alert("Please enter a valid email address.");
				return false;
			}
         if ( isSelected(form.State) ==  false )
            {
            alert("What state do you live in?")
            return false;
            }
		  if ( !(isPhone(form.PPA, form.PPP, form.PPS, 1)) )
            {
            return false;
            }  else {
		isFilled(form.PPA);
		isFilled(form.PPP);
		isFilled(form.PPS);
	    }
		if ( isSelected(form.BestTime) ==  false )
            {
            alert("What is the best time to contact you?")
            return false;
            }
       return true;
       }